FirstMobile: Best Mobile Bank App

FirstMobile: the name synonymous with convenience and control when it comes to managing your finances on the go. But if you’re new to this powerful banking app, navigating its features and functionalities might seem daunting. Don’t fret! This comprehensive guide is your one-stop shop for all things FirstMobile. We’ll walk you through downloading, activating, and mastering the app, while also answering commonly asked questions about transfer limits and more. So, buckle up and get ready to unlock the full potential of your FirstBank account – all from the palm of your hand!

Step 1: Downloading FirstMobile – A Click Away from Financial Freedom

Downloading the FirstMobile app is as easy as pie (pun intended!). Here’s a quick breakdown for both Android and iOS users:

For Android Users:

  1. Head over to the Google Play Store on your smartphone.
  2. Search for “FirstMobile” or “FirstBank Mobile App.”
  3. Click on the official app developed by FirstBank Nigeria.
  4. Tap “Install” and wait for the download to complete.

For iOS Users:

  1. Open the App Store on your iPhone or iPad.
  2. Search for “FirstMobile” or “FirstBank Mobile App.”
  3. Select the app developed by FirstBank Nigeria.
  4. Tap “Get” and enter your Apple ID password to confirm the download.

Voila! You’ve successfully downloaded FirstMobile. Now, let’s get it activated…

Step 2: Activating FirstMobile – Unleashing the Power of Mobile Banking

Once downloaded, activating your FirstMobile app is equally straightforward. Here’s what you need to do:

  1. Launch the app.
  2. Enter your valid FirstBank account number and phone number linked to the account.
  3. A one-time password (OTP) will be sent to your registered phone number. Enter the OTP within the specified time frame.
  4. Create a strong password for your FirstMobile account. Ensure it’s a combination of upper and lowercase letters, numbers, and special characters for optimal security.
  5. You’re now in! Explore the world of convenient banking at your fingertips.

Step 3: FirstBank Mobile App Explained – Demystifying the Interface

Now that you’re in, let’s take a tour of the user-friendly FirstMobile interface:

Dashboard: This is your financial command center. It provides a quick overview of your account balance, recent transactions, and bill payments due.

Funds Transfer: Send and receive money seamlessly within Nigeria and beyond. Transfer funds between your own FirstBank accounts, to other beneficiaries within Nigeria, or even send international money transfers.

Airtime Purchase: Top up your own phone or anyone else’s with ease, directly from the app. Choose from various airtime denominations and mobile networks.

Bill Payments: Ditch the queues and pay your bills directly through FirstMobile. From utilities and internet bills to cable TV and subscriptions, manage your recurring payments efficiently.

Lifestyle Services: FirstMobile goes beyond just banking. Book movie tickets, order food, and even shop for groceries – all within the app! Enjoy exclusive deals and discounts from partnered merchants.

Step 4: Transfer Limits Revealed – Understanding Your Financial Flexibility

Knowing your transfer limits is crucial for smooth financial management. With FirstMobile, your daily transfer limit depends on your account type and chosen channel (mobile app, USSD, etc.). Here’s a general overview:

  • Savings Account: Daily transfer limit of N500,000 and a cumulative monthly limit of N2 million.
  • Current Account: Daily transfer limit of N1 million and a cumulative monthly limit of N5 million.

Note that these are just indicative limits, and actual limits may vary based on individual account settings and regulatory requirements. You can always check your specific transfer limits within the FirstMobile app itself.

Beyond the Basics: Advanced Features and FAQs

This guide is just the tip of the iceberg when it comes to exploring the capabilities of FirstMobile. You can delve deeper into features like cardless withdrawals, account statements, setting up standing orders, and even managing your investments. And for any lingering questions, the app itself boasts a comprehensive FAQ section and readily available customer support.


FirstMobile empowers you to take control of your finances anytime, anywhere. Download the app today, embark on your mobile banking journey, and unlock a world of convenience, security, and financial freedom! Remember, this is just the beginning. As you get comfortable with the app, keep exploring its features and functionalities to tailor it to your unique needs and banking habits. Happy mobile banking!

Explore more Apps

If you’re looking for more apps and tools, we suggest checking out the Shopandu Apps category.